I was looking with curiosity at ING Direct’s RRSP GIC page to get an idea of what the retail risk-free rate would be. They had the following term and rate schedule: 1 Year 1.75% 1 ½ Year 2.50% 2 Year 2.20% 3 Year 2.25% 4 Year 2.30% 5 Year 2.75% The “blip” in this schedule … Continue reading ING Direct RRSP GIC – The price of liquidity